Why I Created the Vision 2035 Fund

A Complementary Approach to Retirement Investment

When I started reviewing my retirement investment options, something didn't add up. As someone who has spent over three decades in the technology sector, I noticed a significant disconnect between traditional retirement investment vehicles and the extraordinary growth potential of the tech industry. This observation, combined with my own experience with robo-advisors and conservative fund options, led me to create the Vision 2035 Fund.

The conventional wisdom suggests that as we approach retirement, we should shift toward more conservative investments. While this approach certainly has merit from a risk management perspective, it may also mean missing out on one of the most significant wealth creation opportunities of our time: the technology sector's continued expansion and innovation.

Consider this: between 2019 and 2024, the Nasdaq-100 Index delivered a remarkable 300% return, while the S&P 500 Technology Index grew by 120%. These figures aren't just numbers on a chart – they represent real wealth creation opportunities that many retirement portfolios might be missing out on.

However, investing in technology doesn't mean taking non-calculated risks. The key lies in understanding that "technology" isn't a monolithic sector – it's a vast ecosystem of different industries, applications, sizes, and growth stages. The Vision 2035 Fund's strategy reflects this reality through careful diversification across:

• Established technology leaders that provide stability and steady growth

• Mid-cap innovators positioned for rapid expansion

• Emerging technologies and applications that represent the future

• Multiple technology sub-sectors, from artificial intelligence to clean energy

What makes this approach particularly suitable for retirement portfolios is our long-term perspective. By committing to a minimum six-year investment horizon, we can look past short-term market volatility (that's what I tried to avoid with the fund's strategy) and focus on capturing the full potential of technological advancement. This timeframe allows our investments to benefit from major technological trends while managing risk through careful diversification.

I created the Vision 2035 Fund because I believe retirees and those approaching retirement deserve an investment vehicle that can help them participate in technology's growth story without compromising on risk management. Our approach combines the growth potential of technology with the stability that comes from diversification and patient, long-term investing.

The future will be shaped by technology – from artificial intelligence and cloud computing to cybersecurity and green tech, not to mention pharma. The Vision 2035 Fund offers a way to be part of this future while maintaining a disciplined, professional approach to investment management.

This isn't just another investment fund – it's a carefully designed vehicle that bridges the gap between traditional retirement investing and the opportunities presented by technological advancement. Whether you're already in retirement or planning for it, the Vision 2035 Fund offers a new way to think about growing and preserving wealth in an increasingly tech-driven world for a portion of your nest egg.